2021-2022 Benefit open enrollment has closed for the 2021-2022 School year. If you are a new employee we will send a New Employee packet to your home address on file. Refer to your letter for your benefit information and deadlines.
HEALTH and DENTAL : Blue Cross Blue Shield of Nebraska
FLEXIBLE SPENDING INFORMATION
If you have a qualifying event to change or update your benefits, please contact HR-Employee Benefits at email@example.com or 531-299-9805.
If you need assistance accessing your office 365 email account or OPS Anywhere, please contact the OPS Help Desk at 531-299-0300
Omaha Public Schools offers health insurance coverage for all full time employees through Blue Cross Blue Shield of Nebraska. All new employees have the option to elect single, family, employee & spouse or employee and child(ren) coverage. Employees may add family, spouse or child coverage upon experiencing certain qualifying events. Rates and Plan information are posted below. There are 2 Health plans available. Plan eligibility is based on your negotiated group. The effective date of coverage for new employees is the first of the month following 30 days of employment - (e.g.) employment date August 1, 2021, coverage begins September 1, 2021.
NetworkBlue $1,050 deductible plan. Available to Maintenance, Nutrition Services, Office Clerical, Paraprofessionals, Security, Transportation, Operations and Non-Negotiated. It is the statewide network and is made up of 95% of Nebraska’s doctors and 99% of the state’s non-governmental acute care hospitals.
2021-2022 Alternate Networks: Network Blue $1,200 deductible, Premier Select BlueChoice and Blueprint Health Network (OEA, Psychologist, Interpreters, OSAA and Bilingual Liaisons only)
NEtwork BLUE $1,200 Deductible is the statewide network and is made up of 95% of Nebraska’s doctors and 99% of the state’s non-governmental acute care hospitals.
The Premier Select BlueChoice network $0 Deductible features primarily Nebraska Methodist Hospital System and Nebraska Medicine. This alternate network is available to groups headquartered in Omaha, Lincoln and the surrounding communities in ZIP codes starting with 680, 681, 683, 684 and 685. All other Nebraska providers are out of network.
The Blueprint Health network $0 deductible features primarily CHI Health. This alternate network is available to groups headquartered in Omaha, Lincoln and the surrounding communities in ZIP codes starting with 680, 681, 683, 684 and 685, as well as Adams, Buffalo, Hall, Kearney and Phelps counties. All other Nebraska providers are out of network.
You can look up the specific medical providers in these networks by visiting the:
Medical Providers list on the Blue Cross Blue Shield of Nebraska website. See our recorded webinar on YouTube Alternate Network Webinar
Instructions to find a Doctor: Find a Doctor instructions
Alternate Network Benefit Summary
Alternate Network FAQ
Health/Dental RX Overview
Alternate Health Comparison
NebraskaBlue.com/Coronavirus provides important information for members about coverage for coronavirus testing and treatment, expanded access to prescription drugs and telehealth services and more, and will be updated regularly. BCBSNE Member Services 877-721-2583.
For more details, including the Preferred Provider Directory, contact the Blue Cross Blue Shield web site.
Basic Life Insurance
As a full-time employee of the Omaha Public Schools, you are eligible for Group Term Basic Life insurance coverage. The $25,000 in life insurance coverage is a benefit provided by the District at no cost to you.
The effective date of coverage for new employees is the first of the month following 30 days of employment - (e.g.) employment date August 1, 2021, coverage begins September 1, 2021.
Please contact the HR-Benefits Department at firstname.lastname@example.org or 531-299-9797 for questions regarding basic life insurance.
Basic Life Beneficiary Form: Click Here
Basic Life Booklet Active Full Time Employees Click Here
Basic Life Booklet Classified Retiree under 65 Click Here
Basic Life Booklet Half Time Certificated Click Here
As a full-time employee of the Omaha Public Schools, you are eligible for Long Term Disability insurance coverage. This coverage is a benefit provided by the District at no cost to you and assures a continuing income should you be unable to work due to an accident or sickness. It covers disabilities sustained on or off the job, and lasting longer than 90 calendar days.
The effective date of coverage for new employees is the first of the month following 30 days of employment (e.g.) employment date is August 1, 2021, coverage begins September 1, 2021.
To initially qualify for LTD benefits, you must be on an approved leave of absence. For information about leave of absence programs or to apply for a leave of absence, contact Human Resources at 531-299-9429.
Long Term Disability Benefits Booklet : Click Here
Omaha Public Schools offers a Plan 125 Flexible Benefit Program. The Flexible Benefit Program is not an insurance plan, but a government-sanctioned program to allow all full-time employees to set aside before-tax dollars to pay for certain insurance premiums, un-reimbursed health care expenses and dependent care expenses.
All health, dental and life insurance premiums you pay are automatically deducted on a pre-tax basis for you as part of the District's Plan 125 program.
We offer two separate reimbursement accounts:
1. Un-reimbursed Medical Care Expenses, which includes out-of-pocket medical and dental expenses for you and your dependents. This includes medical, dental and prescription co-pays, eyeglasses, contacts, etc. For the 2021-2022 Plan year. the minimum annual election is $250; maximum annual election is $2,750.
2. Dependent Care Expenses, which includes expenses for the care of a child or dependent family member while you are employed. The minimum annual election is $250; maximum annual election is $5,000.
The Plan Year is September 1 through August 31. You must enroll each year to participate.
For new employees, all Flexible Benefit Program enrollment for the Plan Year must be completed within 30 days of your employment date. The effective date of your flex plan enrollment will be the 1st of the month following 30 days of employment. Your first payroll deduction will also begin that month.
Please read your Plan 125 Summary Plan Description booklet thoroughly. Remember, the accounts you select will be in effect for the entire plan year. Your election is irrevocable, except as stated in the Plan 125 booklet. THERE CAN BE NO EXCEPTIONS, AS THIS PLAN IS GOVERNED BY INTERNAL REVENUE SERVICE REGULATIONS.
Should you have questions concerning this benefit plan prior to your enrollment, please contact the HR-Benefits Department at email@example.com or 531-299-9805.
Reimbursement from your Plan 125 Health Care or Dependent Care Expense Account is available by many options.
1. Setup an online account through Payflex.com. Track your balances, request reimbursements etc.
2. Download the Paylex App for your smartphone. Use your smart phone to scan receipt and provide supporting documentation.
3. Obtain a Flexible Spending Account Claim Form by printing it at payflex.com, or check with the school office.
a) Submit the completed Claim Form via U.S. mail to Payflex Systems, Inc., P.O. Box 981158, El Paso, TX 79998-1158 or fax to (855) 703-5305.
b) A reimbursement check will be mailed to your home or your reimbursement can be directly deposited into your account with prior authorization.
2. Use the Flex Convenience Card
a) All flexible spending participants will receive a Flex Convenience Card upon enrollment into the Health Care and/or Dependent Care accounts.
b) Use the card for prescription or office-visit co-pays, out-of-pocket medical, dental, vision and hearing expenses, etc. A list of eligible/ineligible expenses can be found at payflex.com.
Refer to the Plan 125 Summary Plan Description booklet or www.payflex.com for more details.
Payflex Mobile App
HOW TO FILE A FSA CLAIM
PayFlex Reimbursement Quick Reference
9.78% of gross salary is deducted for retirement each payday. The employee earns vesting rights following five creditable years of full-time employment. Up to ten years of previous full-time service in a public school system may be purchased at the time of initial employment by the School District of Omaha. Previous service is determined on an individual basis. Purchase of previous service must be completed within 5 years of the date of employment.
For further information, contact the Retirement office at (531) 299-0329 or visit Omaha School Employees Retiree System.
The District’s Tax-Sheltered Annuity Program allows employees to make pre-tax contributions to a Code Section 403(b) annuity or custodial account.
The 403(b) program is intended as an additional retirement savings plan. The program allows employees to defer a portion of their taxable income from federal and state withholdings. In addition, employees do not pay current taxes on investment earnings during the accumulation period. Once an individual begins to withdraw money from the annuity or custodial account, the withdrawal then becomes taxable. Distribution of 403(b) funds can begin as early as age 59 ½ and minimum distribution must begin at age 70 ½.
Any employee who is employed for 20 hours or more per week on a regular basis may invest in a 403(b) so long as that employee agrees to contribute at least $10.00 per month to the 403(b). The maximum amount that may be contributed is governed by Internal Revenue Service regulations. It is the responsibility of employees and their financial consultants to ensure that all tax regulations are met.
The District will accept new enrollment or adjustments to current elections on an open enrollment basis. New enrollments or changes must be submitted to the HR-Benefits at 531-299-9770 thirty (30) days prior to pay date.
To start a 403(b):
1. Contact your financial consultant or the company he/she represents.
2. Complete an application for a 403(b) from the investment company you select.
3. Request a Modification of Employment Contract from the HR-Benefits Department.
The two forms needed in the Compensation & Benefits Office are:
1. A copy of your 403(b) application and
2. A completed Modification of Employment Contract.
(see Tax Deferred Savings 403(b) booklet for more details. Contact HR-Benefits Department for the booklet.)
403b Provider List
Request for Modication of Employment Contract
The Supplemental Group Term Life Insurance Program offers full-time employees, spouses and dependents the option to purchase additional term life insurance coverage. Employees who enroll within 30 days of employment will not have to provide personal health information, however, future enrollments or increases in coverage will require evidence of insurability. The rate used for a spouse’s coverage is based on the age of the employee. Dependent child/children cost is a flat $1.00. per month.
Supplemental Life Insurance is available in the following coverage amounts
Enrollment is online for new employees in OPS Anywhere.
SUPPLEMENTAL LIFE INSURANCE CHANGE
If you are currently enrolled in one coverage amount you may increase coverage only by submitting satisfactory evidence of insurability to the Insurance Company. Such increase in benefits shall be effective the first of the month after the evidence of insurability is approved by the Insurance Company.
SUPPLEMENTAL LIFE INSURANCE MONTHLY PAYROLL
Attained Age Deduction for each $1,000
Under Age 30 . . . . . . . . . . . . . . . . . . .$ .07
30 through 34. . . . . . . . . . . . . . . . . . . .$ .08
35 through 39 . . . . . . . . . . . . . . . . . . .$ .11
40 through 44. . . . . . . . . . . . . . . . . . . .$ .17
45 through 49. . . . . . . . . . . . . . . . . . . .$ .25
50 through 54. . . . . . . . . . . . . . . . . . . .$ .40
55 through 59. . . . . . . . . . . . . . . . . . . .$ .64
60 through 64. . . . . . . . . . . . . . . . . . . .$ .94
65 through 69. . . . . . . . . . . . . . . . . . . .$1.49
70 through 74. . . . . . . . . . . . . . . . . . . .$2.30
75 through 79. . . . . . . . . . . . . . . . . . . .$3.42
80 and over . . . . . . . . . . . . . . . . . . .. .$6.71
The premium will be paid through payroll deductions can be determined using the rates listed below: Example: An employee is age 29 and wants to purchase $25,000 of Life Insurance. The monthly cost would be $ .07 x 25 or $1.75 per month. If you are a 12 month employee paid bi weekly, multiply the monthly amount by 12 and divide by 26. If you are a 10 month employee paid bi weekly, multiply the monthly amount by 12 and divide by 18
Benefits are reduced at age 70, 75, 80, 85 and 90. See Supplemental Life Booklet for reduction amounts
IF YOU ARE DISABLED
Your life insurance may continue while you are totally and continuously disabled. Total disability, however, must begin prior to age 65 and while you are insured under the Plans. Proof of disability must be submitted to the Insurance Company annually. During the period that insurance is continued because of disability, the School District is required to pay the premium for Basic Life Insurance. Supplemental Life Insurance will also be continued without payment of premium.
Please return the completed enrollment form to the HR-Benefits Department at firstname.lastname@example.org
Click here for Supplemental LIfe Enrollment Form
Click here for Evidence of Insurability Form
Click here for Designation of Beneficiary Form
Click here for Supplemental Life Options and Costs
VSP Vision Care customer service 1-800-877-7195, vsp.com
As a full time employee of the Omaha Public Schools, you are eligible for Vision Insurance. All full time employees may have the option to elect single, family, employee & spouse or employee and Child(ren) coverage. New employees have 30 days to enroll after they are hired. The effective date is the first of the month following 30 days of employment. Existing employees may change coverage upon experiencing a qualifying event. Please see links below for benefit and rate information.
VSP Vision Information
If you are enrolled in VSP Vision and you need a copy of your benefits and ID card. Please see the link below.
VSP Welcome Letter with ID Card
Visit the VSP website to set up an online account at VSP.com
Short Term Disability: Voluntary Employee paid benefit.
MetLife Customer Service 1-833-622-0137, metlife.com/mybenefits
SHORT TERM DISABILITY WORKSHEET
Benefits Summary (see links below for additional information)
Please contact Benefits at email@example.com if you have any questions.